Friday, March 21, 2008

5 Steps to Cheap Car Insurance Premiums

It is mandatory car insurance, but there is no need to pay more than they have to. A few simple steps combined with a time of sailing insurance rates really serious competitive car can save money on the renovation time.
Step 1 - Cut the risk and cost Cut The easiest way to reduce your insurance premiums car is to reduce the risk and accept a greater excess volunteers. An insurer may be the norm excess of 100, but if it meets the first 250 pounds of any claim, will see a reduction in the premium. This is because they are increasingly taking the risk so you get a discount. But it is a game of chance, be aware that you might have to deal with the cost of a broken window after an attempted robbery or a bill for the repair of damage body after a parking crunch.
Step 2 - Security Means Savings Fitting security devices can also cause cheaper premiums for motor vehicle insurance. All major insurers insist Thatcham rated safety equipment, usually a minimum of an alarm. If you live in a high-risk area for car crime, it makes sense to adapt to greater security. It saves you money on your insurance is due for renewal and gives peace extra mind.
Step 3 - 5000 miles or less, ask if insurers offer discounts for mileage according Restrictions.
Step 4 - name Drivers Trick Add a driver to your policy can increase or reduce your premiums depending on the drivers of age, gender and driving. Adding a young driver to increase their premiums, particularly with a limited or bad driving. However, the addition of a driver over 30 years old with a long history of driving clean and can reduce premiums, particularly if the driver is a woman!
Step 5 - Around the shop and Even More Save The largest insurance savings come to shop. There can be differences between the mass lowest and highest prices of automobile insurance exactly the same car and driver (s). Start using good online quote comparison sites, take your best appointment and go directly to the insurance company car cheaper for quotes.
So more specific next time your appointment comes renewal, not just accept it and give their money out the insurance company. Use the steps above and obtain the right to meet the right price.
Copyright UK Insurance Index. All rights reserved. Please feel free to publish this article on your website as long as the entire contents of this statement and copyrights remain the same with live links. Visit the UK Car Insurance Company Directory for more tips and information. allen elenore



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